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Financing Your New Air Conditioning or Heating Equipment Purchase


Expand your purchasing power with Promotional Financing through Synchrony.
Synchrony is one of the nation’s premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.
  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Promotional financing options1
  • Convenient monthly payment options
  • Online account management
1Subject to credit approval. Minimum monthly payments required. See store for details.
For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.


Hassle Free Monthly Payments with no credit necessary!

Microf is a relationship based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive contractor network.

5 Things You Need to Know About Microf:

  • We specialize in lease purchase financing for residential replacement HVAC systems.
  • We have a simple application process.
  • We offer near-real-time Pre-Approval, Further Review, or Decline decisions.
  • We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.
  • Customers can take advantage of meaningful monthly payment and early purchase option discounts.

Call us for more information on how the Microf program can work for you.

Apply Now

Fernwood Capital & Leasing - Commercial Sales

Helping Businesses of Today, Grow Tomorrow!

At Fernwood Capital & Leasing (Fernwood Capital), our mission is to provide you with total solution financing to help ensure your business success. As a national financial service provider, Fernwood Capital delivers industry expertise, administrative efficiencies and competitve rates with the vision of exceeding your greatest expectations. Our depth of industry knowledge and commitment to our customers help us structure leasing and financing solutions that fit the needs of businesses. Fernwood Capital is a single source financial provider with proven success and dedication to the marketplace.

With commercial financing from Fernwood Capital & Leasing, you'll enjoy:

  • Fixed Payments and Terms
  • Total Financing - can include soft costs
  • Tax Benefits - maybe be tax deductible
  • Conserves Capital - if it depreciates, lease it
  • Avoid Obsolescence - trade in, add on or upgrade

Please contact us to find out which financing/lease options are available to you for commercial purchases, or to learn about special financing promotions.

Apply Now